State guide Maryland

Personal Injury in Maryland: early leverage, fault pressure, and the first decisions that actually matter

A practical personal injury guide for Maryland readers who need clearer direction around fault pressure, injury proof, early leverage, and early next steps.

Reviewed January 2026 2 min read Official-source grounded Ver en Espanol En Español
Key Takeaways
  • Non-economic damages cap (CJP § 11-108): ALL civil tort cases; ~$690K general personal injury; ~$920K wrongful death with 2+ beneficiaries (2024 rates, increases $15K/yr); economic damages (medicals, lost wages) fully uncapped
  • Contributory negligence + cap: Maryland plaintiff must prove zero contributory fault AND may still face the § 11-108 cap on non-economic damages — double limitation on recovery
  • Dog bite (post-2014 legislation, CJP § 3-1901): strict liability with knowledge of dangerous propensities; contributory negligence applies; children under 7 presumed incapable of contributory negligence
  • Wrongful death (CJP § 3-901): 3-yr SOL; two separate claims (wrongful death to family + survival action to estate); § 11-108 cap applies; full economic damages uncapped
  • Baltimore City premises issues: lead paint (Health-Gen. Art. § 6-801), vacant rowhouse attractive nuisance, 180-day LGTCA notice for City sidewalk claims; contributory negligence in slip/fall strongly contested
Key Numbers — Maryland All 50 states →
Filing Deadline 3 years
Fault Rule Contributory Negligence
Insurance System At-Fault
Key Statute Md. Code Cts. § 5-101
Personal Injury guide for Maryland
Photo by Mikhail Nilov on Pexels

Maryland caps non-economic damages in personal injury cases — not just medical malpractice — through Courts & Judicial Proceedings § 11-108. Maryland's non-economic damages cap covers pain and suffering, inconvenience, physical impairment, disfigurement, loss of consortium, and similar intangible injuries in all civil actions for injury or death (with medical malpractice governed by Health-General Art. § 3-2A-09, which applies the same CJP § 11-108 cap). The cap amount for 2024: $920,000 for cases involving wrongful death with multiple beneficiaries; $690,000 for all other personal injury and wrongful death cases. The cap increases by $15,000 annually. Maryland's cap on non-economic damages is broader than Tennessee's malpractice-specific cap — Maryland's cap applies to ALL tort cases, not just medical malpractice, making it one of the more comprehensive non-economic damage limitation statutes in the United States. Economic damages (past and future medical expenses, lost wages, loss of future earning capacity) are NOT capped in Maryland — only non-economic losses are subject to the § 11-108 ceiling.

Maryland's contributory negligence doctrine and its non-economic cap together create a plaintiff-unfavorable environment compared to many states. A Maryland plaintiff who overcomes the contributory negligence defense (no small challenge in a contributory negligence state) and wins a full verdict may find the non-economic component capped at $690,000. However, Maryland's uncapped economic damages preserve full recovery for documented financial losses — a catastrophically injured Maryland plaintiff with millions in future medical care needs and wage replacement can still fully recover those economic losses even under the § 11-108 cap regime. Maryland's plaintiff's bar has focused on building strong economic damages cases (life care plans, vocational rehabilitation experts, economic experts calculating wage loss) to maximize recovery within Maryland's legal framework.

Maryland Premises Liability and Slip/Fall Under Contributory Negligence

Slip-and-fall and premises liability cases are uniquely challenging in Maryland because of contributory negligence. A plaintiff who trips on a cracked sidewalk outside a Baltimore City property and is found to have been looking at their phone rather than the ground may be found contributorily negligent — barring recovery entirely. Maryland landowners routinely argue that visible hazards encountered by inattentive plaintiffs constitute contributory negligence. Maryland courts have recognized that obvious dangers can reduce a defendant's duty of care to business invitees. Maryland's invitee status — a person who enters land with the landowner's express or implied permission for a purpose connected with the property's business use — receives the highest duty of care from property owners (duty to inspect and correct unreasonably dangerous conditions). Licensees (social guests) receive a lower duty (to warn of known hidden dangers). Trespassers receive only a duty to avoid willful or wanton injury. Maryland courts' application of these categories intersects with the contributory negligence defense in complex ways.