State guide Colorado

Starting a personal injury issue in Colorado: damage documentation, fault pressure, and before the file hardens

A more useful personal injury guide for Colorado readers who want early answers on damage documentation, fault pressure, deadlines, and next moves.

Reviewed January 2026 2 min read Official-source grounded Ver en Espanol En Español
Key Takeaways
  • Premises liability: § 13-21-115 three-tier system (invitee = highest duty; licensee = warn of known hazards; trespasser = no deliberate harm); replaces common law negligence — status at time of injury determines recovery
  • Ski Safety Act (§ 33-44-101 et seq.): Colorado's 31 ski areas (Vail, Breckenridge, Aspen, Steamboat, Telluride) generate extensive litigation; inherent risks = no resort liability; resort negligence (trail marking, lift equipment, groomer placement) = recoverable
  • Dog bite (§ 13-21-124): strict liability for serious bodily injury bites on public/lawful private property; no one-bite rule; non-bite dog injuries (knockdown) = negligence standard; comparative fault applies; Denver pit bull ban unique
  • Wrongful death (§ 13-21-201): 2-year SOL; $250K non-economic cap WAIVED when DUI driver causes death; first year = spouse only; solatium damages for grief/loss of companionship
  • Colorado comparative fault (§ 13-21-111) applies to all PI categories including dog bites and ski collisions; Denver's Front Range growth = rising claim frequency in commercial premises, apartment, and construction contexts
Key Numbers — Colorado All 50 states →
Filing Deadline 3 years
Fault Rule Modified Comparative
Insurance System At-Fault
Key Statute C.R.S. § 13-80-102
Personal Injury guide for Colorado
Photo by RDNE Stock project on Pexels

Colorado's premises liability statute creates a three-tiered framework that is unique among Midwest and Mountain West states. Under C.R.S. § 13-21-115, the duty of care a Colorado landowner owes to someone injured on their property depends entirely on the visitor's classification: (1) invitees — those invited for the owner's economic benefit or as members of the public where the land is held open to the public, who receive the highest duty (reasonable care); (2) licensees — social guests or others on the land with permission but without an economic nexus, who receive a more limited duty (warning of known dangers); and (3) trespassers — who in most circumstances receive only a duty not to willfully or deliberately injure them (except for children under the attractive nuisance doctrine). This categorization system matters enormously for Colorado premises liability claims — a social guest at a private party who slips on a host's icy deck is a licensee, not an invitee, and the host's duty is narrower. A customer at a Denver restaurant who falls in a parking lot is an invitee, and the restaurant owes a duty to discover and eliminate unsafe conditions or to warn of them.

Colorado's ski industry generates a distinct body of personal injury law under the Colorado Ski Safety Act of 1979 (C.R.S. § 33-44-101 et seq.). Colorado hosts 31 ski areas — including Vail (the most visited ski resort in North America by skier visits), Breckenridge, Keystone, Copper Mountain, Steamboat Springs, Telluride, and Aspen — collectively generating more than 12 million skier visits per year. The Ski Safety Act codifies the doctrine that skiers and snowboarders assume the "inherent risks and dangers of skiing" as defined in § 33-44-103 — including: variations in terrain, surface conditions (ice, moguls), collisions with natural objects (trees, rocks), and the actions of other skiers. Ski resorts are NOT liable for accidents caused by inherent risks. This limitation means that ski resort personal injury claims in Colorado require the plaintiff to demonstrate that the ski area's negligent conduct — not an inherent risk — caused the injury. The line between an inherent risk (icy patch on a groomed run) and a ski area's negligence (failed equipment, inadequate warning of closed trails, improperly marked hazards) is the central contested issue in Colorado ski injury litigation.